It has been an interesting year for sure. Lots of changes in life. Lots of new friends crawling out of the woodwork, putting some good friends sadly to rest. Loss of a job yet new vistas opening up before me and some promising prospects in sight for 2013. Relationships ending, but new people entering my life. Acquaintances choosing to become a larger part of my life and become inner circle friends. All in all, a very good year if taken as a whole.
We shall see if this trend continues into 2013. I sure hope so!
Now for those of you who don’t know the lyrics to Auld Lang Syne
Merry Christmas to one and all. Happy holidays if you prefer. It has been an interesting year for me. The culmination of a relationship as well as a job. Current job prospects I have on the table for next year. Old acquaintances that have become close friends. Overall 2012 has been a year of many changes for me, both good and bad. Here is to 2013 and change! To new friends and new experiences. To love lost and new possibilities to come.
How can you tell if a politician is lying? He's moving his lips.
Dear god. While I missed the first few minutes, there was nothing good in the president’s speech tonight. He made vast generalizations and talked about programs that he has no intention to commit to. It was nothing more than a 2012 campaign speech. While I support the wealthy “paying their fair share”, it is the wealthy that make jobs, that drive large corporations and offer retirement benefits and general employment for perhaps thousands under them, from the janitor to the secretary. Stifle that drive to achieve and amass more wealth and you cause more harm than good.
Now, what alternatives do I offer? A flat tax rate across the board would be a nice first step, but lower-income people would suffer. While I could afford to pay 30% or more of my income, others might not be able to. If we make a line in the sand as it were of who pays this “normal” tax rate, where is that line drawn? $20,000? $30,000? We have a tiered system now. What I propose is a suspension of income tax, and instead increase sales taxes to make up the difference except of course on groceries and fuel. This would encourage people to save significantly more, and then, those who could afford these new things, would pay for it. In addition, sites like Craigslist and eBay would become havens because the tax would only apply to new items. This would encourage “recycling”.
Every year, my friends get big refunds and I usually get either $100-200 back, or I have to pay. I fall on that middle line of income apparently. It just seems that the people who get the refund, run out and make a big purchase. While a car might be a good investment, a new TV is not. I propose that refunds come with stipulations. The checks can only be used for certain items(car, health care, investments etc), or deposited into a savings account and cannot be moved for a set period of time or limit how much can be withdrawn. I know that the appliance industry is probably sending a hit squad to get me right now, but if people saved more, we would have far less issues than we do now.
Admittedly, something has to change. With the wealthy taking tax breaks and the poor getting refunds, the only people who support the system is the vast middle class.
Full disclosure, I traditionally vote Republican, not due to sheer ideology, but I usually relate to the candidates more. After the President’s speech, I did listen to the Republican rebuttal. What was said by Indiana Gov. Mitch Daniels resonated with me. He spoke of social security that we need to patch right now, and mend for the future. He spoke of the idiocy of instituting more programs to fix issues. Overall, I agree with his views, though the candidates this year are somewhat lacking. Let’s see what happens as we get closer to election season.